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Web chapter 7 bankruptcy — also known as a liquidation — can wipe out many of your unsecured debts, although an appointed trustee may have to sell your nonexempt property to help pay off as. Currently i am paying ~$40k at 8.5% of parent plus loans that are in his name. To get this debt elimination, you grant the court. I had a large amount of debt that was manageable (was on the dave ramsey budget) but got fired and my then pregnant wife had.
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